.page-disclaimer {
  background: var(--color-bg);
  color: var(--color-text);
  font-family: var(--font-body);
  line-height: 1.75;
}

.page-disclaimer .disclaimer-shell {
  max-width: 1120px;
  margin: 0 auto;
  padding: 32px 20px 72px;
}

.page-disclaimer .breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: var(--color-text-light);
  margin-bottom: 28px;
}

.page-disclaimer .breadcrumb a {
  color: var(--color-info);
  text-decoration: none;
  font-weight: 500;
  transition: color 0.2s ease;
}

.page-disclaimer .breadcrumb a:hover {
  color: var(--color-accent);
}

.page-disclaimer .breadcrumb__sep {
  color: var(--color-text-light);
  opacity: 0.5;
}

.page-disclaimer .disclaimer-hero {
  margin-bottom: 56px;
}

.page-disclaimer .disclaimer-hero__eyebrow {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin: 0 0 12px;
}

.page-disclaimer .disclaimer-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.4rem);
  line-height: 1.24;
  color: var(--color-primary);
  margin: 0 0 18px;
  letter-spacing: -0.02em;
}

.page-disclaimer .disclaimer-hero__intro {
  font-size: 1rem;
  color: var(--color-text-light);
  max-width: 680px;
  margin: 0 0 22px;
}

.page-disclaimer .disclaimer-hero__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.page-disclaimer .disclaimer-hero__img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  border-radius: var(--border-radius);
  margin-top: 32px;
  box-shadow: var(--shadow-sm);
}

.page-disclaimer .clause-section {
  margin-bottom: 76px;
}

.page-disclaimer .clause-section__head {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 36px;
}

.page-disclaimer .clause-section__heading {
  max-width: 640px;
}

.page-disclaimer .clause-section__intro {
  color: var(--color-text-light);
  max-width: 640px;
  font-size: 0.95rem;
  margin: 0;
}

.page-disclaimer .clause-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

.page-disclaimer .clause-card {
  position: relative;
  background: var(--color-surface);
  border: 1px solid rgba(10, 37, 64, 0.06);
  border-radius: var(--border-radius);
  padding: 32px 24px 26px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.page-disclaimer .clause-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.page-disclaimer .clause-card__num {
  position: absolute;
  top: 0;
  right: 14px;
  font-family: var(--font-heading);
  font-size: 5.5rem;
  font-weight: 800;
  line-height: 1.1;
  color: rgba(10, 37, 64, 0.05);
  pointer-events: none;
  user-select: none;
}

.page-disclaimer .clause-card__top {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  position: relative;
  z-index: 1;
  margin-bottom: 18px;
}

.page-disclaimer .clause-card__icon {
  width: 52px;
  height: 52px;
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: var(--color-label-bg);
  color: var(--color-primary);
}

.page-disclaimer .clause-card__icon svg {
  width: 24px;
  height: 24px;
  display: block;
}

.page-disclaimer .clause-card__title {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--color-primary);
  margin: 0 0 6px;
  line-height: 1.4;
}

.page-disclaimer .clause-card__lead {
  font-size: 0.92rem;
  color: var(--color-text-light);
  margin: 0;
}

.page-disclaimer .clause-card__list {
  margin: 0 0 14px;
  padding-left: 20px;
  font-size: 0.95rem;
  color: var(--color-text);
  list-style: disc;
}

.page-disclaimer .clause-card__list li {
  margin-bottom: 10px;
}

.page-disclaimer .clause-details {
  border-top: 1px dashed rgba(10, 37, 64, 0.16);
  padding-top: 14px;
  margin-top: 6px;
  color: var(--color-text-light);
  font-size: 0.92rem;
}

.page-disclaimer .clause-details summary {
  cursor: pointer;
  color: var(--color-accent);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  list-style: none;
  transition: color 0.2s ease;
}

.page-disclaimer .clause-details summary:hover {
  color: var(--color-info);
}

.page-disclaimer .clause-details summary::before {
  content: "";
  display: inline-block;
  width: 0;
  height: 0;
  border-left: 6px solid currentColor;
  border-top: 4px solid transparent;
  border-bottom: 4px solid transparent;
  transition: transform 0.2s ease;
}

.page-disclaimer .clause-details[open] summary::before {
  transform: rotate(90deg);
}

.page-disclaimer .clause-details summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .clause-details__content {
  margin-top: 14px;
  padding: 16px;
  background: var(--color-bg);
  border-radius: 12px;
  line-height: 1.7;
  color: var(--color-text);
}

.page-disclaimer .clause-details__content p + p {
  margin-top: 10px;
}

.page-disclaimer .clause-card__link {
  display: inline-block;
  margin-top: 16px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--color-info);
  text-decoration: none;
  transition: color 0.2s ease;
}

.page-disclaimer .clause-card__link:hover {
  color: var(--color-accent);
}

.page-disclaimer .clause-card--dark {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-deep) 100%);
  border: none;
  color: #fff;
}

.page-disclaimer .clause-card--dark .clause-card__num {
  color: rgba(255, 255, 255, 0.08);
}

.page-disclaimer .clause-card--dark .clause-card__title {
  color: #fff;
}

.page-disclaimer .clause-card--dark .clause-card__lead {
  color: rgba(255, 255, 255, 0.7);
}

.page-disclaimer .clause-card--dark .clause-card__list {
  color: rgba(255, 255, 255, 0.85);
}

.page-disclaimer .clause-card--dark .clause-card__icon {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
}

.page-disclaimer .clause-card--dark .clause-details {
  border-color: rgba(255, 255, 255, 0.22);
  color: rgba(255, 255, 255, 0.7);
}

.page-disclaimer .clause-card--dark .clause-details summary {
  color: #fff;
}

.page-disclaimer .clause-card--dark .clause-details summary:hover {
  color: var(--color-info);
}

.page-disclaimer .clause-card--dark .clause-details__content {
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.88);
}

.page-disclaimer .clause-card--dark .clause-card__link {
  color: #fff;
}

.page-disclaimer .clause-card--dark .clause-card__link:hover {
  color: var(--color-accent);
}

.page-disclaimer .clause-card__columns {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

.page-disclaimer .clause-card__note {
  background: var(--color-label-bg);
  border-radius: 14px;
  padding: 18px;
  font-size: 0.92rem;
  color: var(--color-text);
}

.page-disclaimer .clause-card__note p + .clause-card__link {
  margin-top: 12px;
}

.page-disclaimer .related-section {
  margin-bottom: 8px;
}

.page-disclaimer .related-section__head {
  margin-bottom: 28px;
}

.page-disclaimer .related-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}

.page-disclaimer .related-card {
  display: flex;
  flex-direction: column;
  gap: 8px;
  background: var(--glass-bg);
  border: 1px solid rgba(10, 37, 64, 0.06);
  border-radius: 18px;
  padding: 22px;
  text-decoration: none;
  color: var(--color-text);
  transition: background 0.22s ease, transform 0.22s ease;
}

.page-disclaimer .related-card:hover {
  background: var(--color-surface);
  transform: translateY(-2px);
}

.page-disclaimer .related-card__label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-accent);
}

.page-disclaimer .related-card__title {
  font-weight: 700;
  font-size: 1rem;
  color: var(--color-primary);
}

.page-disclaimer .related-card__desc {
  font-size: 0.85rem;
  color: var(--color-text-light);
  line-height: 1.6;
}

@media (min-width: 860px) {
  .page-disclaimer .disclaimer-shell {
    padding: 48px 40px 96px;
  }

  .page-disclaimer .disclaimer-hero {
    margin-bottom: 72px;
  }

  .page-disclaimer .disclaimer-hero__copy {
    max-width: 820px;
  }

  .page-disclaimer .disclaimer-hero__img {
    margin-top: 36px;
  }

  .page-disclaimer .clause-section__head {
    flex-direction: row;
    justify-content: space-between;
    align-items: flex-end;
    gap: 32px;
    margin-bottom: 44px;
  }

  .page-disclaimer .clause-section__intro {
    text-align: right;
    margin: 0 0 4px;
  }

  .page-disclaimer .clause-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }

  .page-disclaimer .clause-card {
    padding: 36px 30px 28px;
  }

  .page-disclaimer .clause-card--wide {
    grid-column: 1 / -1;
  }

  .page-disclaimer .clause-card--wide .clause-card__columns {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }

  .page-disclaimer .related-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
  }
}